Payday Bill Planner Privacy Policy

Payday Bill Planner does not collect personal, financial, location, tracking, usage, diagnostic, bill, or pay-schedule data. No account is required. The app has no advertising, analytics, bank connection, or cloud service.

Pay schedules, bill names, amounts, currencies, dates, grace days, payment states, and history you enter are stored in the app's sandbox on your iPhone. They remain there until you erase them or delete the app.

JSON backup, CSV export, and JSON restore happen only when the user starts them. Export uses the iOS share sheet and restore uses the iOS file picker. Exported files may contain bill names, amounts, dates, and payment states. The user chooses the file or destination, and the privacy practices of that destination are outside this app's control.

If allowed, iOS schedules reminders locally on the device. Notification text is generic and does not include a bill name or amount. The user can disable notifications at any time in iOS Settings.

Users can erase all local data in the app or delete the app. Previously exported JSON or CSV files must be deleted separately from wherever the user saved them.

The app contains no advertising, authentication, analytics, crash-reporting, payment-processing, bank-linking, social-media, or cloud-sync SDKs.

The app is not directed to children under 13 and does not knowingly collect information from children.

Privacy questions: support@shangyingai.cn

Developer and copyright owner: Yuchuan Cao.

July 30, 2026.